Above is a communication from Mercer Voluntary Benefits about offerings made available to employees of many companies, including employees of Marsh.* Mercer Voluntary Benefits is an indirect subsidiary of Marsh.
Marsh's sole function with respect to the offerings is to permit Mercer Voluntary Benefits to publicize the offerings to employees of Marsh, to collect premiums through payroll deductions and to remit them to the insurer. Marsh makes no contributions to any of these offerings on your behalf; you pay the full cost of these voluntary benefit offerings. These offerings are not sponsored, administered, endorsed, reviewed or approved by Marsh and are not subject to the Employee Retirement Income Security Act of 1974 (ERISA).
Please note that Marsh does not negotiate the design, terms or rates for these offerings and has made no assessment as to the suitability of the offerings for Marsh employees or whether the insurers or policies offered are superior to other insurers or policies. You are solely responsible for evaluating these voluntary offerings from Mercer Voluntary Benefits and deciding whether or not to participate
*References to “Marsh” mean Marsh & McLennan Companies, Inc.